OMEGA PLANNERS

WEBSITE TERMS AND CONDITIONS

 Last Updated: 9/8/2026

Welcome to the Omega Planners website. These Website Terms and Conditions (“Terms”) govern your access to and use of the Omega Planners website, online forms, electronic resources, educational materials, communications, and other website-based services.

Throughout these Terms, “Omega Planners,” “Omega,” “we,” “us,” and “our” refer to Omega Planners. “You” and “your” refer to any person accessing or using this website or interacting with Omega through the website.

By accessing or using this website, submitting information through the website, requesting information, or using website-based services, you acknowledge that you have read and understand these Terms and agree to be bound by them. If you do not agree with these Terms, please do not use the website.

1. PURPOSE OF THE WEBSITE

The Omega Planners website is intended to provide general information about Omega, its services, estate organization, administrative support, notary coordination, virtual assistant services, and related topics. The website may also allow users to learn about Omega services, request information, schedule appointments, submit contact information, communicate with Omega, access educational materials, complete forms, and access other resources made available by Omega. Information provided through the website is intended for general informational and administrative purposes unless otherwise expressly stated in writing.

2. OMEGA PLANNERS IS NOT A LAW FIRM

Omega Planners is not a law firm and does not provide legal advice. Nothing contained on this website should be interpreted as legal advice, a legal opinion, or a recommendation concerning your legal rights or obligations. Use of this website does not create an attorney-client relationship between you and Omega. Omega does not prepare legal documents as an attorney, interpret legal documents for clients, determine whether a legal document is appropriate for a particular client, or advise clients regarding the legal consequences of a transaction. Questions concerning legal rights, trusts, wills, powers of attorney, probate, estate administration, Medicaid planning, asset protection, taxation, or other legal matters should be directed to a qualified attorney.

3. OMEGA PLANNERS IS NOT AN ACCOUNTING OR TAX FIRM

Omega is not an accounting firm and does not provide accounting or tax advice. Information concerning taxation, inheritance taxes, estate taxes, income taxes, capital gains, basis, tax reporting, or other tax matters should not be relied upon as individualized tax advice. You should consult a qualified accountant, tax professional, or attorney regarding tax matters applicable to your circumstances.

4. NO INVESTMENT OR FINANCIAL ADVICE

Omega does not provide investment advice through this website or through its estate organization and administrative services. Nothing on this website constitutes investment advice, a securities recommendation, a recommendation to purchase or sell an investment, a recommendation concerning asset allocation, a recommendation to purchase or surrender an annuity, a recommendation concerning retirement assets, or a guarantee concerning investment performance. Any investment or financial recommendation should be obtained from an appropriately licensed or registered professional.

5. NO INSURANCE ADVICE THROUGH OMEGA SERVICES

Information concerning insurance products may appear in a client's estate organization records or may be discussed as part of organizing the client's affairs. Omega's administrative services do not constitute insurance advice. Insurance recommendations, coverage determinations, product recommendations, replacements, beneficiary recommendations, or other insurance advice should be provided by an appropriately licensed insurance professional acting in that professional capacity.

6. ESTATE ORGANIZATION SERVICES

Omega provides estate organization and administrative support designed to help clients organize important information and documents. Services may include estate organization, preparation and organization of estate binders, organization of insurance and financial information, beneficiary and asset information organization, administrative correspondence, virtual assistant services, notary coordination, appointment coordination, administrative follow-up, trust-funding correspondence, beneficiary-change correspondence, and other administrative support. These services are organizational and administrative in nature and are not a substitute for professional legal, accounting, tax, investment, financial, or insurance advice.

7. TRUST-FUNDING ASSISTANCE

Omega may provide administrative assistance to clients who have established a Revocable Living Trust or other estate-planning arrangement. This assistance may include preparing correspondence or administrative requests concerning the possible transfer or registration of assets. Omega does not determine whether an asset should be transferred into a trust or determine the legal, tax, financial, insurance, Medicaid, creditor-protection, or estate-planning consequences of transferring an asset. Any decision concerning whether and how an asset should be titled, transferred, assigned, or funded into a trust remains the responsibility of the client in consultation with the client's appropriate professional advisors.

8. TRUST-FUNDING LETTERS AND THIRD-PARTY REQUESTS

Omega may assist with preparing letters, forms, instructions, or requests intended for banks, insurance companies, investment companies, financial institutions, transfer agents, or other third parties. Omega does not control the actions of those organizations and does not guarantee that a financial institution will accept a request, an asset will be transferred, an account will be retitled, a trust will be funded, a beneficiary or ownership change will be completed, a requested transaction will receive favorable tax treatment, or a third party will process a request within a particular period. Clients are responsible for confirming directly that requested changes have actually been completed.

9. BENEFICIARY AND OWNERSHIP CHANGE ASSISTANCE

Omega may provide administrative assistance concerning beneficiary or ownership change requests. Omega does not determine who should be named as a beneficiary or owner. The client remains solely responsible for deciding whether a beneficiary or ownership change is appropriate and for reviewing the accuracy of any request before it is submitted. Clients should obtain professional advice concerning the legal, tax, insurance, financial, and estate-planning consequences of beneficiary or ownership changes.

10. CLIENT RESPONSIBILITY FOR ACCURACY

Omega may rely upon information supplied by clients and authorized third parties. You are responsible for ensuring that information you provide is complete, accurate, and current, including names, addresses, dates of birth, account numbers, policy numbers, trust names and dates, trustee information, beneficiaries, ownership, property, financial accounts, insurance policies, family members, and other information used in providing Omega services. Omega is not responsible for consequences resulting from materially inaccurate, incomplete, outdated, or misleading information supplied by a client or another authorized source, except to the extent responsibility cannot lawfully be limited.

11. CLIENT REVIEW OF DOCUMENTS

Clients are responsible for reviewing letters, forms, summaries, instructions, and other documents prepared or organized by Omega before approving, signing, or submitting them. Clients should verify names and spelling, addresses, account and policy numbers, ownership, beneficiary information, trust names and dates, trustee information, property descriptions, financial information, requested transactions, and other material facts. If information appears incorrect or incomplete, the client should notify Omega before the document is used.

12. NO GUARANTEE OF RESULTS

Omega does not guarantee any particular result from use of its website, information, administrative services, correspondence, or organizational services. Without limitation, Omega does not guarantee successful trust funding, probate avoidance, tax savings, Medicaid eligibility, creditor protection, successful beneficiary or ownership changes, investment results, insurance benefits, estate-distribution results, acceptance of documents by third parties, or completion of a requested transaction. Results may depend upon laws, financial institutions, insurance companies, government agencies, professional advisors, family circumstances, client decisions, and other matters outside Omega's control.

13. THIRD-PARTY PROFESSIONALS

Omega clients may work with attorneys, accountants, financial advisors, insurance agents, notaries, and other professionals. Unless expressly stated otherwise in writing, these professionals are independent of Omega. Omega does not control the professional judgment, recommendations, conduct, services, or decisions of independent third-party professionals. The fact that Omega communicates or coordinates with a professional does not constitute a guarantee, endorsement, or assumption of responsibility for that professional's services.

14. DESIGNATED OMEGA REPRESENTATIVES

A client may authorize an insurance agent, financial advisor, or other approved professional to participate in the Omega process as the client's designated Omega Representative. An Omega Representative may assist with scheduling, gathering information, communication, administrative coordination, and other authorized activities. Designation as an Omega Representative does not make the Representative an employee of Omega and does not automatically authorize the Representative to sign for the client, withdraw funds, change beneficiaries or ownership, alter investments, change insurance coverage, amend legal documents, or exercise legal authority over the client's affairs. Separate authority is required when applicable.

15. NOTARY SERVICES

Omega may coordinate notarial services for clients. A notary is responsible for independently determining whether a requested notarial act can lawfully be performed and for compliance with applicable notary laws concerning identification, personal appearance, willingness, awareness, certificates, seals, journals, records, and other official duties. A notary's participation does not constitute legal advice or verification of the legal effectiveness of a document.

16. WEBSITE INFORMATION IS GENERAL IN NATURE

Omega makes reasonable efforts to provide useful and accurate information. However, laws, regulations, government programs, financial rules, insurance requirements, tax rules, and other information may change. Website information may become outdated. Omega does not represent or warrant that every statement on the website is current, complete, accurate, or appropriate for every individual circumstance. You should independently verify information that may affect important legal, financial, tax, insurance, healthcare, or estate-planning decisions.

17. ELECTRONIC COMMUNICATIONS

By providing an email address or telephone number and choosing to communicate electronically, you acknowledge that Omega may communicate with you through approved electronic methods, subject to applicable law and your communication preferences. Electronic communications may include email, text messages, telephone calls, appointment reminders, scheduling messages, service updates, document notifications, administrative requests, educational communications, and other communications related to your relationship with Omega.

18. TEXT MESSAGE TERMS

If you provide a mobile telephone number and consent to receive text messages, Omega may send service-related or other authorized text communications. Message frequency may vary. Message and data rates may apply. Ordinary SMS and MMS messages may not be encrypted. Do not send highly sensitive information such as Social Security numbers, full financial account numbers, passwords, PIN numbers, or complete identification documents through ordinary text messages unless Omega specifically provides or approves a secure method. Where applicable, you may request to stop optional or marketing text messages by replying STOP or by contacting Omega. Consent to receive marketing text messages is not intended to be a condition of purchasing Omega services where prohibited by law.

19. EMAIL TERMS

Omega may communicate by email concerning appointments, documents, service updates, administrative matters, educational information, and other authorized purposes. Ordinary email may not be secure. Clients should avoid sending highly sensitive information through unsecured email. Marketing emails will provide an appropriate method for unsubscribing where required by law. Unsubscribing from marketing email does not necessarily prevent Omega from sending transactional, administrative, security, relationship, or legally required communications.

20. PRIVACY

Your use of the Omega website is also subject to the Omega Planners Privacy Policy. The Privacy Policy describes how Omega may collect, use, disclose, maintain, and protect information and describes choices concerning text messages, email, and other communications. The Privacy Policy is incorporated into these Terms by reference.

21. WEBSITE SECURITY

Omega may use reasonable administrative, technical, and physical measures intended to protect website systems and information. However, no internet transmission, email system, website, cloud service, or electronic storage method can be guaranteed to be completely secure. You acknowledge the risks inherent in transmitting information electronically.

22. USER ACCOUNT SECURITY

If Omega provides password-protected accounts, portals, or other authenticated services, you are responsible for protecting your login credentials and preventing unauthorized use. You should notify Omega promptly if you believe your account has been compromised, your password has been disclosed, your device has been lost or stolen, or someone has gained unauthorized access to your account.

23. PROHIBITED WEBSITE USE

You may not use the Omega website to violate any law; attempt unauthorized access to systems or information; introduce viruses, malware, or malicious code; interfere with website operation; harvest personal information; impersonate another person; submit fraudulent or misleading information; circumvent security controls; copy proprietary content for unauthorized commercial purposes; improperly scrape or extract content; or engage in conduct that could damage Omega, its clients, its service providers, or other users. Omega may restrict or terminate access when misuse is suspected.

24. INTELLECTUAL PROPERTY

Unless otherwise stated, the Omega website and its original content, organization, graphics, forms, processes, educational materials, written materials, trademarks, logos, and other proprietary materials are owned by or licensed to Omega. Website access does not transfer ownership or intellectual property rights. You may use website information for your personal, noncommercial use unless otherwise authorized. You may not reproduce, distribute, publish, sell, modify, create derivative works from, or commercially exploit Omega proprietary materials without prior written authorization.

25. THIRD-PARTY WEBSITES

The Omega website may contain links to third-party websites for convenience or informational purposes. Omega does not control and is not responsible for third-party content, privacy practices, security, products, services, availability, or business practices. Access to a third-party website is at your discretion and subject to that website's own terms and privacy practices.

26. WEBSITE AVAILABILITY

Omega does not guarantee that the website will always be available, uninterrupted, secure, or free from errors. Omega may modify, suspend, restrict, or discontinue all or part of the website at any time. Maintenance, technical problems, cybersecurity incidents, third-party service failures, or other events may temporarily affect availability.

27. DISCLAIMER OF WARRANTIES

To the fullest extent permitted by applicable law, the website and website content are provided on an “as is” and “as available” basis. Omega disclaims warranties, express or implied, concerning the website or website content, including warranties of merchantability, fitness for a particular purpose, accuracy, availability, and non-infringement, except to the extent such warranties cannot lawfully be disclaimed.

28. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Omega and its owners, officers, employees, contractors, and representatives will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to use of, inability to use, or reliance upon the website or website information. This includes, where permitted by law, losses arising from reliance upon general website information, website interruption, transmission errors, third-party websites, unauthorized access beyond Omega's reasonable control, malware or cyber incidents, outdated information, or decisions made without appropriate professional advice. Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

29. INDEMNIFICATION

To the extent permitted by law, you agree to be responsible for claims, losses, liabilities, or expenses arising from your unlawful use of the website, intentional misuse of Omega systems or materials, violation of these Terms, or infringement of another person's rights. This provision does not require you to indemnify Omega for liability that cannot legally be shifted to you.

30. NO FIDUCIARY RELATIONSHIP

Use of the Omega website or receipt of Omega's administrative services does not create a fiduciary relationship between Omega and the user unless a separate written agreement expressly states otherwise. Omega does not act as trustee, executor, guardian, attorney-in-fact, investment adviser, financial fiduciary, or other fiduciary merely by providing organizational or administrative services.

31. PROTECTION OF CLIENT DECISION-MAKING

The client remains responsible for final decisions concerning legal documents, trust funding, asset ownership, beneficiary designations, financial accounts, investments, insurance, taxes, estate distribution, professional advisors, and other personal or financial matters. Omega's role is administrative and organizational unless another role is expressly established by a separate written agreement.

32. GOVERNING LAW

These Terms shall be governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles, except where controlling federal law or another mandatory law applies.

33. DISPUTE RESOLUTION

Before initiating formal legal proceedings concerning a dispute arising from use of the website, you and Omega agree to make a reasonable good-faith effort to resolve the matter informally. If you have separately entered into an Omega Client Services Agreement containing a binding arbitration provision, disputes falling within that agreement will be governed by the dispute-resolution provisions of that agreement. Nothing in these Terms is intended to prevent either party from seeking emergency or provisional relief when legally appropriate.

34. SEVERABILITY

If any provision of these Terms is determined to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will continue in effect.

35. NO WAIVER

Omega's failure to enforce a provision of these Terms does not constitute a waiver of that provision or Omega's right to enforce it in the future.

36. CHANGES TO THESE TERMS

Omega may update these Terms periodically to reflect changes in services, technology, website functionality, business practices, laws, regulations, or compliance requirements. The “Last Updated” date should reflect the most recent revision. Continued use of the website after revised Terms become effective constitutes acceptance to the extent permitted by applicable law.

37. ENTIRE WEBSITE AGREEMENT

These Terms, together with the Omega Planners Privacy Policy and any additional website notices applicable to a particular feature or service, constitute the terms governing use of the Omega website. Separate signed client agreements, authorizations, disclosures, or service agreements may contain additional provisions governing services provided by Omega. If a signed agreement conflicts with these general Website Terms concerning a particular paid or contracted service, the signed agreement will control to the extent of the conflict.

38. CONTACT OMEGA PLANNERS

Questions concerning these Terms and Conditions may be directed to:

Omega Planners
2601 N. Front St Suite 205
Harrisburg, PA 17110

Telephone: 844-966-6342

Email: [email protected]

Website: www.omegaestateplanners.com